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| INFORMATION FOR INVESTORS ABOUT BREAKPOINTS TO REDUCE SALES LOADS ON GE FUNDS CLASS A SHARES |
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| Class A Shares. Class A shares are sold at net asset value per share plus a maximum initial sales charge imposed at the time of purchase as discussed in the Prospectus. The sales charge is retained by GE Investment Distributors, Inc. (the "Distributor"), the principal underwriter of the Funds, although a substantial portion of the sales charge may be paid to registered representatives or other broker-dealers that enter into selected dealer agreements with the Distributor. The initial sales charge may be reduced or waived for certain purchases. |
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| GE U.S. Equity Fund, GE Value Equity Fund, GE Small-Cap Equity Fund, GE Global Equity Fund, GE International Equity Fund, GE Premier Growth Equity Fund, and GE Strategic Investment Fund |
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Your Investment** |
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Front-End Sales Charge |
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Maximum Dealers' Reallowance* |
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(As a % of Offering Price) |
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(As a % of Your Net Investment) |
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(As a % of Offering Price) |
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Less than $50,000 |
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5.75% |
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6.10% |
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5.25% |
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$50,000 but less than $100,000 |
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4.25% |
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4.44% |
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3.75% |
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$100,000 but less than $250,000 |
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3.25% |
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3.36% |
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2.75% |
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$250,000 but less than $500,000 |
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2.50% |
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2.56% |
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2.00% |
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$500,000 but less than $1,000,000 |
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2.00% |
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2.04% |
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1.55% |
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$1,000,000 or more*** |
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0 |
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0 |
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† |
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| GE Fixed Income Fund, GE Government Securities Fund and GE Tax-Exempt Fund |
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Your Investment** |
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Front-End Sales Charge |
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Maximum Dealers' Reallowance* |
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(As a % of Offering Price) |
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(As a % of Your Net Investment) |
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(As a % of Offering Price) |
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Less than $100,000 |
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4.25% |
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4.44% |
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3.75% |
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$100,000 but less than $250,000 |
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3.25% |
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3.36% |
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2.75% |
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$250,000 but less than $500,000 |
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2.50% |
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2.56% |
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2.00% |
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$500,000 but less than $1,000,000 |
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2.00% |
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2.04% |
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1.55% |
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$1,000,000 or more*** |
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0 |
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0 |
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† |
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| GE Short-Term Government Fund |
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Your Investment** |
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Front-End Sales Charge |
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Maximum Dealers' Reallowance* |
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(As a % of Offering Price) |
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(As a % of Your Net Investment) |
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(As a % of Offering Price) |
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Less than $100,000 |
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2.50% |
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2.56% |
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2.25% |
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$100,000 but less than $250,000 |
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2.25% |
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2.30% |
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2.00% |
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$250,000 but less than $500,000 |
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1.75% |
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1.78% |
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1.50% |
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$500,000 but less than $1,000,000 |
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1.25% |
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1.27% |
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1.00% |
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$1,000,000 or more*** |
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0 |
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0 |
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† |
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| * From time to time, the Distributor may decide to re-allow the entire amount of the front-end sales charge to dealers. Dealers who receive more than 90% of the sales charge may be considered "underwriters" under the U.S. securities laws. |
| ** Under the Distributor's guidelines, except for certain employee benefit plans that select Class C shares (see "Purchasing Class C Shares" below), purchases of $100,000 or more intended for Class B shares and purchases of $1,000,000 or more ($500,000 or more for GE Short-Term Government Fund) intended for Class C shares should be made in Class A shares. |
| *** Purchases of $1 million or more of Class A shares pursuant to a sales charge waiver are subject to a 1% CDSC if redeemed within one year of purchase. The Class A CDSC does not apply to investors purchasing $1 million or more of any Fund's Class A shares if such investors are otherwise eligible to purchase Class A shares pursuant to another sales charge waiver. The CDSC is calculated by multiplying the CDSC percentage by the lesser of the share class' net asset value at the time of the purchase or its net asset value at the time of redemption. |
| † For purchases through an Authorized Firm that exceed $1 million, the Distributor will pay a concession of 1.00% of any amounts under $5 million, 0.50% of the next $45 million and 0.25% thereafter, to the selling dealer. |
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| Reductions in Sales Charges for GE Fund Class A Shares |
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| Purchases of GE Funds Class A shares have reduced sales loads in the following situations: |
- "Combined Right of Accumulation" Policy. Certain purchases of Class A shares may be combined with previous purchases to qualify for reduced share charges. See the Prospectus for further information.
- "Right of Letter of Intent" Purchase. Purchases of a certain dollar amount of GE Funds Class A shares within a certain time frame may qualify you for reduced sales charges. See the Prospectus for further information.
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| Sales Charge Waivers for Class A Shares |
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| The sales charge on Class A shares is waived if the purchase: |
| 1. |
represents reinvested dividends or capital gains received on Fund shares |
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| 2. |
is at least $1 million |
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| 3. |
is made by an employee retirement plan (such as a 401(k) plan) |
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| 4. |
is made through an authorized firm (such as an authorized broker-dealer, investment adviser,financial adviser, retirement plan administrator, insurance company, or other financial intermediary that has not entered into a distribution agreement, service agreement or other types of arrangement with GE Asset Management, the Distributor of the Funds) that makes GE Funds Class A shares available on a load-waived basis to its clients or customers |
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| 5. |
is made directly through the Distributor by a person or entity that has an affinity with GE, including:
- GE employees, retirees or members of their family;
- employees and their family members of certain vendors of GE's employee retirement plan;
- participants in retirement plans that include GE Funds as investment options and receive recordkeeping and administrative services from a designated third party through its alliance relationship with the Distributor or its affiliate;
- officers, directors, employees and registered representatives of authorized firms that have agreements with the Distributor or other financial institutions selling Fund shares;
- offerees who purchase in response to targeted offerings made by the Distributor; and
- certain investors who previously purchased shares pursuant to a sales charge waiver during special limited offerings.
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| 6. |
is made by the GE LifeStyle Funds or directly through the Distributor by another investment company not managed or sponsored by GE Asset Management or any of its affiliates |
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| 7. |
is made by any other entity designated from time to time by the Funds' Board of Trustees |
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| Purchases of $1 million or more in Class A shares pursuant to a sales charge waiver are subject to a 1% CDSC if redeemed within one year of purchase. The Class A CDSC is calculated in the same manner and is subject to the same waivers as the CDSC on Class B shares. The Class A CDSC does not apply to investors purchasing $1million or more of any Fund's Class A shares if such investors are otherwise eligible to purchase Class A shares pursuant to another sales charge waiver. For more information on Class A sales charge waivers, please contact the Distributor or your investment professional. |
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| GE Employees |
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| As a GE employee or retiree, you and your family members may purchase Class A shares directly from the Distributor without paying the sales charge typically associated with buying Class A shares of a Fund through an investment professional. The term "GE Employee" includes (1) current holders of shares of a Fund or of the GE Money Market Fund that were issued and outstanding on November 29, 1993 ("Existing Shares") who are not eligible to be holders of Class Y shares, (2) any family member of a holder of Existing Shares, (3) employee, retirees, officers or directors, in each case, whether investing directly or through their IRA and (4) certain other persons who previously purchased former Class C shares (in existence prior to October 1, 1999) during a special limited offering of such shares by the Distributor, provided that the person maintains an account with the Trust in its, his or her name at the time of such additional purchase or exchange and the investment is made in that name, or as custodian for a minor or in an individual retirement account for such person. The term "family member" includes spouses and by reason of blood or marriage, parents, children, siblings, grandparents and grandchildren (including blood, step or adoptive relationships). Also, for purposes of this section, the term "employees, retirees, officers or directors of GE or an affiliate of GE" includes (i) persons who are currently employed by GE or an affiliate of GE (GE and its affiliates are hereinafter referred to as "GE"), (ii) persons who have retired or will retire from GE, or (iii) persons who are no longer employed by GE, but who have either retained a balance in the GE S&S Program or a defined contribution plan sponsored by GE or an affiliate of GE or were employed by GE for at least 20 consecutive years. Any holder of Existing Shares falling within subcategory (1) above, who fully redeems his or her shares or whose shares are redeemed in accordance with the involuntary redemption procedure set out below, will not have the right to reinvest without paying the sales charge. Eligible investors may purchase shares directly from the Distributor. |
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| Reduced Sales Charge |
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| You may qualify for a reduced sales charge on purchases of Class A shares if you currently own Class A, B, or C shares of any of the Funds. To receive the reduced sales charge, at the time of your purchase you must inform your investment professional or the Distributor of any other investments in Class A, B, and C shares of the Funds held by you or your family members. The term "family member" includes spouses and by reason of blood or marriage, parents, children, siblings, grandparents and grandchildren (including blood, step or adoptive relationships). You should also include any Class A, B, or C shares held in an account at a broker-dealer or financial intermediary other than the investment professional handling your current purchase (you may be required to provide account information or documents to allow us to verify the current values). The current net asset value of Class A, B, and C shares of Funds held in all eligible accounts on the date of your current purchase will be combined with the amount of your purchase to determine whether you qualify for a reduced sales charge on your current purchase. |
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| "Combined Right Of Accumulation" Policy |
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| You may qualify for a reduced sales charge on purchases of Class A shares if you currently own Class A, B or C shares of any of the GE Funds. To receive the reduced sales charge at the time of your purchase, you must inform your investment professional or the Distributor of any other investments in Class A, B or C shares of the GE Funds held by you or your family members. The term "family member" includes spouses and by reason of blood or marriage, parents, children, siblings, grandparents and grandchildren (including blood, step or adoptive relationships). You should also include any Class A, B or C shares held in an account at a broker-dealer or Authorized Firm other than the investment professional handling your current purchase (you may be required to provide account information or documents to allow us to verify the current values). The current net asset value of Class A, B or C shares of GE Funds held in all eligible accounts on the date of your current purchase will be combined with the amount of your purchase to determine whether you qualify for a reduced sales charge on your current purchase. |
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| "Right of Letter of Intent" Purchase |
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| If you intend to make purchases in GE Funds of over $50,000 in the Equity Funds or $100,000 in the Fixed Income Funds within a 13-month period, you may sign a letter of intent and receive a volume discount on each purchase as if you were making a single purchase. (Please complete and sign the letter of intent section on the Fund application.) If you fail to satisfy the letter of intent, the higher sales charges applicable to your investment will be assessed retroactively. The Funds' Transfer Agent will hold a portion of the amount specified in the letter of intent as Fund shares in escrow, which will be used to cover the applicable sales charge if the letter is not satisfied. |
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| For more information on breakpoints, consult your investment professional or GE Funds at 1-800-242-0134. |
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